DOI: 10.33917/mic-2.115.2024.81-91

The article deals with the current problems of Russia’s successful advancement into the future and its gaining a leading position on the world stage. The solution to these problems is based on increasing the effectiveness of countering threats to financial security and financial sovereignty of the country through the introduction into practice of the activities of interested public authorities of the latest achievements of scientific and technological progress.

References:

1. Abalkin L.I. Russia’s strategic response to the challenges of the new century. Moscow: Exam, 2004.

2. Agapova T.N., Anishchenko E.V. On the new paradigm of the development of the world economy and its reflection in theoretical ideas about the sustainability of ensuring economic security in Russia. Problems of economics and legal practice. 2019;15(5):42–47. (In Russ.).

3. Anishchenko E.V. Russia’s security in the context of socio-economic reforms. Financial analytics. 2014;14(200). (In Russ.).

4. Dumnaya N.N. The global crisis: systemic risks of financial markets [Electronic resource]. URL: https://cyberleninka.ru/article/n/mirovoy-krizis-sistemnye-riski-finansovyh-rynkov/viewer

5. Keynes J.M. The general theory of employment, interest and money. Favorites. M.: Eksmo, 2009.

6. Korsuntsev I. Virtual finance. M., 2009.

7. Kupreschenko N.P. The essence and structure of the modern shadow economy (system-conceptual analysis). Bulletin of the Academy of Tax Police. Academy of Tax Police of the Federal Tax Service of Russia. 2003. Issue 3.

8. Putin V.V. Message of the President of the Russian Federation to the Federal Assembly of the Russian Federation, December 12, 2012, Moscow, Kremlin [Electronic resource]. URL: http://news.kremlin.ru/news/17118

9. Decree of the Government of the Russian Federation dated 11/17/2008 No. 1662–r (as amended on 08.08.2009) «On the Concept of long-term socio-economic development of the Russian Federation for the period up to 2020» (together with the «Concept of long-term socio-economic development of the Russian Federation for the period up to 2020»). Collection of Legislation of the Russian Federation, 11/24/2008, No. 47, Article 5489.

10. Decree of the Government of the Russian Federation dated December 8, 2011 No. 2227–r «On the Strategy of Innovative Development of the Russian Federation for the period up to 2020» [Electronic resource]. URL: https://www.garant.ru/

11. Decree of the President of the Russian Federation dated 07/02/2021 No. 400 «On the National Security Strategy of the Russian Federation» [Electronic resource]. URL: http://www.pravo.gov.ru

12. Decree of the President of the Russian Federation dated 05/13/2017 No. 208 «On the Strategy of Economic Security of the Russian Federation for the period up to 2030». Collection of Legislation of the Russian Federation, 05/15/2017, No. 20, Article 2902.

13. Federal Law No. 209–FZ dated July 24, 2007 «On the development of small and medium-sized Enterprises in the Russian Federation». Collection of Legislation of the Russian Federation, 30.07.2007, No. 31, Article 4006.

DOI: 10.33917/mic-3.110.2023.24-28

A modern model of money turnover associated with the use of electronic payments and payment systems of various levels is considered. The analysis of the statistical data of the Central Bank of Russia is carried out, the indicators of the popularity of electronic payment means in the Russian Federation for 2010-2022 are compared, the historical aspect of the development of public relations related to money circulation, in which cash prevailed, is touched upon. The prerequisites for the transition of the economy to non-cash means of payment and the role of electronic money in the modern life of people are revealed. The definition of the payment system, its main components, as well as the types of payment systems depending on the level of coverage are revealed, the relationship and interdependence of the development of the national payment system and the security of the country’s money circulation and the financial independence of the state are analyzed.

References:

1. Kunitsyna N.N. The role of electronic money in the formation and development of the national payment system of Russia: monograph / N.N. Kunitsyna, E.I. Dyudikova. Stavropol: North Caucasus Federal University, 2017. 192 p. ISBN 978-5-9296-0909-1. Text: electronic // Digital educational resource IPR SMART: [website]. URL: https://www.iprbookshop.ru/75592.html

2. National Payment System. URL: https://www.cbr.ru/PSystem /

3. Transactions made using payment cards in 2010. URL: http://www.cbr.ru/Collection/Collection/File/19966/T15_2010.xls

4. Transactions made using payment cards for 2022. URL: http://www.cbr.ru/Content/Document/File/105970/T15.xlsx

5. Antimonopoly policy in related markets: theory and practice: monograph / edited by S.B. Avdasheva, A.E. Shastitko. Moscow: RANEPA Case, 2018. ISBN 978-5-7749-1321-3. Text: electronic // Lan: electronic library system. URL: https://e.lanbook.com/book/143395

6. Visa and Mastercard suspended work in Russia: what it means. URL: https://www.forbes.ru/finansy/458195-visa-i-mastercard-priostanovili-rabotu-v-rossii-cto-eto-znacit

7. Results of the year: how Russia responded to the demarche of Visa and Mastercard. URL: https://ria.ru/20221219/ekonomika-1839651982.html

8. Pertseva S.Yu. Digital technologies in international finance: a textbook.  Moscow: MGIMO, 2021. 257 p. ISBN 978-5-9228-2491-0. Text: electronic // Lan: electronic library system. URL: https://e.lanbook.com/book/294446

9. Kuznetsov V.V. The concept of development of a competitive national payment system: monograph. Moscow: Dashkov and K, 2021. 170 p. ISBN 978-5-394-04828-9. Text: electronic // Digital educational resource IPR SMART: [website]. URL: https://www.iprbookshop.ru/120718.html

10. Realities and prospects of digital transformation of the economy: monograph / V.D. Milovidov, V.A. Onuchak, S.Yu. Pertseva [et al.]; edited by O. B. Pichkov. Moscow: MGIMO, 2020. 209 p. ISBN 978-5-9228-2194-0. Text: electronic // Lan: electronic library system. URL: https://e.lanbook.com/book/294704

The article deals with strategic directions of development of the Russian economy monetary regulation based on the current state of the Bank of Russia monetary policy, paradoxes of modern economic theory, analysis of new global trends in the money and capital markets, as well as the priority areas of the Russian financial market development and its financial infrastructure, tools and products.

Changing of a conjuncture index of “Economic strategy” (CIES) for the january–april 2016 is considered. The contribution of indicators of supply and demand in CIES is estimated. The analysis of industrial production is carried out.