DOI: 10.33917/es-4.196.2024.46-53

The purpose of this article is to identify criteria for the influence of artificial intelligence technologies in payment systems on the consciousness of the population as their main user. When reviewing technologies, methods of scientific analysis were applied: the method of analysis and synthesis, abstraction, generalization, description, induction, deduction.

The article dwells on assessment of the implementation and impact of technologies based on artificial intelligence. It is shown that at the moment a situation has arisen where artificial intelligence tools have the opportunity to manipulate human consciousness. Accelerated development of human interaction in the virtual space resulted in both positive and negative consequences of the use of artificial intelligence technologies in payment systems within the framework of the new social reality. Based on the identified advantages and disadvantages, criteria for the impact of artificial intelligence technologies on the consciousness of the population were discovered and identified.

References:

1. Velichkovskiy B.B. Soznanie [Conscience]. Bol’shaya rossiyskaya entsiklopediya, available at: https://bigenc.ru/c/soznanie-f1153b

2. Tekhnologii iskusstvennogo intellekta i mashinnogo obucheniya [Artificial Intelligence and Machine Learning Technologies]. NIU VShE, 2021, 5 marta, available at: https://hsbi.hse.ru/articles/tekhnologii-iskusstvennogo-intellekta-i-mashinnogo-obucheniya/

3. 12 variantov ispol’zovaniya II i mashinnogo obucheniya v finansakh [12 Ways to Use AI and Machine Learning in Finance]. Generativnyy analiz dannykh, 2020, 10 aprelya, available at: https://zephyrnet.com/ru/12-use-cases-of-ai-and-machine-learning-in-finance/

4. Fedorov D. Chto takoe NLP? [What is NLP?]. Renovatsio, 2023, available at: https://renovatsio.rf/media/natural-language-processing

5. Vot polozhenie NLP v finansakh. Ty dolzhen znat’ [Here is the Position of NLP in Finance. You Should Know]. Shaip, 2023, 26 oktyabrya, available at: https://ru.shaip.com/in-the-media/here-are-the-applications-of-nlp-in-finance-you-need-to-know/

6. Perspektivy razvitiya chat-botov v bankovskom sektore: golosovoy II, prognozirovanie povedeniya, analiz nastroeniya [Prospects for the Development of Chatbots in the Banking Sector: Voice AI, Behavior Forecasting, Mood Analysis]. TalkBank, 2022, 21 yanvarya, available at: https://business.talkbank.io/tpost/ lp3s2ai1c1-perspektivi-razvitiya-chat-botov-v-banko

7. Vershinin O. Neyronnye seti: printsip raboty, perspektivy i 159 sovremennykh neyronok [Neural Networks: the Principle of Operation, Prospects and 159 Modern Neurons]. Neiros, 2023, 17 noyabrya, available at: https://neiros.ru/blog/automation/neyronnye-seti-printsip-raboty-perspektivy-i-159-sovremennykhneyronok/

8. Kak rabotayut neyronnye seti? [How do Neural Networks Work?]. Productstar, 2023, 16 marta, available at: https://blog.productstar.ru/kak-rabotayutnejronnye-seti/

9. Prediktivnaya analitika: instruktsiya po primeneniyu II pri prognozirovanii [Predictive Analytics: Instructions for using AI in Forecasting]. SBER Pro, 2023, 23 avgusta, available at: https://sber.pro/publication/prediktivnaya-analitika-instrukcziya-po-primeneniyu-ii-pri-prognozirovanii/

DOI: 10.33917/es-1.193.2024.93-99

The article dwells on relationship between the self-sufficiency of citizens and the self-sufficiency of socio-economic systems (hereinafter referred to as SES) at any level – from a company to a municipality, region and the state. It is shown that equal, self-sufficient states constitute the basis of a multipolar world. On the example of different countries, in particular the USA, it is shown that lack of self-sufficiency of citizens causes large external debt, the risk of reducing self-sufficiency of the state and, as a consequence, its destruction. Through the prism of self-sufficiency of citizens, the author shows the logical result to which Russian Federation is moving and to which it will arrive if it doesn’t change its monetary policy.

Based on her work experience as an expert, the author focuses on consciousness as an economic-cybernetic category and selfsufficiency as a reproductive (economic) function built into human nature to realize human potential.

References:

1. Bychkova N.Yu. Soznanie kak ekonomicheskaya kategoriya [Consciousness as an Economic Category]. Innovatsii i investitsii, 2022, no 12, pp. 22–29, DOI: 10.24412/2307-180X-2022-12-22-29

2. Ageev A.I., Batchikov S.A., Mityaev D.A. V poiskakh koda Pobedy. Za flazhki proval’nogo meynstrima [Searching for the Victory Code. Beyond the check marks of the failed mainstream]. Izborskiy klub, 2021, 17 noyabrya, available at: https://izborsk-club.ru/21924

3. Bychkova N.Yu. Evolyutsiya pravosoznaniya cheloveka. Smena paradigmy [Evolution of Human Legal Awareness. Paradigm Shift]. Ekonomika i parvo, 2022, no 6, pp. 78–85, DOI 10.37882/2223–2974.2022.06.04

4. Veduta N.I. Ekonomicheskaya kibernetika. Ocherki po voprosam teorii [Economic Cybernetics. Essays on Theory]. Minsk, Nauka i tekhnika, 1971, 322 p.

5. Glaz’ev S.Yu. Za gorizontom kontsa istorii [Beyond the End of History Horizon]. Moscow, Prospekt, 2021, 416 p.

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DOI: https://doi.org/10.33917/es-1.181.2022.6-19

The article highlights the short history of the Russian and world digitalization in details, focusing on the identified problems and priorities, which must be resolved if to successfully build and further effectively function information society in all its aspects.

The theoretical part has formed important opinions and ideas about the topic under study and shows that the spread of digital technology in all spheres of life is evidence of an active stage in the transition of human civilization from an industrial development stage to a digital one with social reality relevant to it. An analysis to identify the process of digitalizing human civilization’s linear development vector based on creating an indicative planning system allowed the author to conclude that there is a long-awaited transition to a purposeful scientific management of society and the state.

As it follows from the title of the article, legal coverage and all-round socialization are dominant in providing a successful solution to many challenges of digitalization. Russia’s political class is fully aware of the need to develop legal provisions, which are able to successfully prevent and mitigate possible threats to information society. It is primarily about the data breach related to both the functioning of the State and corporate/personal data. But the proposed draft legal acts of various kinds do not provide enough insight into how these protective, desirably preventive measures will be globally and nationally ensured.

Digitalization offers great opportunities for a rapid economic and social recovery to society. Developing information and communication technology gives an unprecedented rise in productivity, creates new forms of work organization, ensures conditions for increased trade in goods and services, offers infinite possibilities for education, communication between representatives of various societies and cultures, community commitment and network. The challenges of digitalization are so complicated that they do not seem possible to be solved by legal precedents without enhancing the population’s moral upbringing. The efforts of the really responsible citizens, the users of digital technology, the Internet initially can only effectively confront a new global digital environment in which there are opportunities to act rather immorally while at the same time anonymously and with impunity. We shall have to act gradually, but as strict as possible in the domestic and international legalization of the “digital environment”, paying a special attention to its moral dimension and the creation of particular barriers for ethical violations.

Источники:

1. Moiseev N.N. S myslyami o budushchem Rossii [Thinking About the Future of Russia]. Moscow, Fond sodeistviya razvitiyu sotsial’nykh i politicheskikh nauk, 1997, pp. 59–60.

2. Pochemu Mask ne da Vinchi. Kasperskaya — o tsifrovom kontrole i “kloune” iz SShA [Why Musk is not da Vinci. Mrs Kaspersky — About Digital Control and the “Clown” from the USA]. Argumenty i fakty, 2021, June, 25, available at: https://aif.ru/society/web/pochemu_mask_ne_da_vinchi_kasperskaya_-_o_cifrovom_kontrole_i_kloune_iz_ssha.

The paper presents an original interpretation of both economy at large and current economic reality, fraud with dramatic changes which may entail the transformation of economy into post-economy or technomy. The author views the economy as a value-driven phenomenon of active consciousness within which it is implemented accepting specific digital (monetary) expression. The author argues that at the basis of any economic organization lies the notion of ‘creating chaos’ which, thanks to consciousness as synergy attractor, constantly generates a certain economic order, chaosmos, overcoming initial chaos but not attaining sustainable order of cosmic character. The economy is chronically changeable either towards growth and development or towards decline and stagnation. Here the negentropy is combined with entropy, thus reflecting the apocalyptic nature of economy, where crisis is a natural anomaly. Overall economic self-organization, or self-governing, is necessarily coupled with assertive selective organization, or management (various forms of dirigizm). In general, the organization of economy is not only diversified, but also is much more large-scale than economy itself; it is bound to be supported by an external organization, mainly not economic one but institutional, legal, governmental, political, etc. Managerial ecology of economy implies taking into consideration the importance of economic self-governance through dirigizm; managing the economy is only possible on the basis of self-governnance combined with economic freedom. Massive introduction of computing and analytical devices in economic processes creates an opportunity not only for greater administrative efficiency in the economy but also for the replacement of economic organization proper (homo-socio-value type) with non-economic technotronic organization, and of the economy with technomy. Hence, there exist a probability of transgressive revolution in the economy and then in the society. Presently, world economy, undergoing overall qualitative and organizational crisis, is on the brink of transition from uni-centered global type to the poly-centered integrated one, which, in turn, will put an end to the dominance of the US dollar, the Wall Street, the USA and the West.

From the perspective of the network approach a working team is characterized as a local socio-cognitive network included in the overall networking. However, to understand the creative potential of the working team, according to the authors, specifying only localization of network order of social-cultural interactions is not enough. The analysis of creative team work aspects reveals some over-network phenomenon, which the authors called a common creative field.